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I N S U R A N C E

HOME OFFICE - 1096 Pennsylvania Avenue -
Monaca, PA 15066 -
Phone: 724 - 774 - 6464   Fax: 724 - 774 - 1808


BRANCH OFFICE - 4102 Brodhead Road -
Aliquippa, PA 15001 -
Phone: 724 - 378 - 1819   Fax: 724 - 374 - 4296
Hours: Mon. - Fri. 9-5;  Wed. 9-1;  Sat. 9-Noon
Email:
jesa.ins@verizon.net

"Your Neighbors Work For Us!"

No 800 voicemail telephone numbers,
We Offer
One on One Service.

Local Service For All
Your Insurance Needs

Some of the most Competitive Rates in PA.
Most Claims Paid at Our Office Site.

 


As an independent insurance agency, we represent a number of insurance companies, some large, some small, but all reputable and financially sound.

Since we recognize that not everyone has the same needs when buying insurance, our main objective is to evaluate your needs and select for you the best protection and company or companies for you.

By representing a number of insurance companies, we better serve your insurance program.


     We Develop Your Insurance Plan By
  • Analyzing
    your specific insurance needs.
     
  • Identifying
    potential problems before losses occur.
     
  • Developing
    a current appraisal of your property.
     
  • Recommending
     adequate property and liability limits to satisfy today's needs.
     
  • Formulating
    an insurance program specifically for you and advising you of optional coverage.
     
  • Reviewing
    and updating your insurance program regularly

    You can count on us to develop a sound and economical
     insurance program.

    We Will Work For You Continually By

    Keeping you informed of important changes in your current
    insurance program and advising you of new coverages and options,
    as they become available.

    Finally, our most important responsibility to you is claims service. 
    Our clients receive prompt, courteous and fair claims service.  In
    many cases, we make on-the-spot settlements.

   We are on call when you need us most.


           When Choosing An Agency-What To
       Consider
  • That agent's reputation gained through
    many years of experience.
     
  • Recommendations from
    friends or associates.
     
  • Quality protection
    and fair pricing.
     
  • Reputable insurance companies
     from which to choose.
     
  • The range of protection
     and services offered.
     
  • The agency's knowledge
    of the community, its conditions,
     and its people.

         Remember, no matter what your insurance needs may be,
         you can count on us.  We are committed to providing quality
         insurance protection to our clients.

        
Joseph E. Smith, Jr., Owner


Joseph E. Smith Associates
Partial Listing of Companies
 We Represent

Progressive - www.progressive.com
Donegal Mutual - www.donegalgroup.com
Hartford - www.thehartford.com
Hartford Steam Boiler - www.hsb.com
Providence Washington- www.provwash.com
Highmark Blue Cross/Shield - www.highmark.com
Golden Rule Insurance Company
Surety Life
CNA/Western Surety
Harleysville Life Insurance - www.harleysvillegroup.com
American Modern Home Insurance Group
PA Fair Plan
PA Automobile Plan
State Workermens Insurance Fund
National Flood Insurance Program
Merchant Insurance Group - www.merchantsgroup.com

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